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Senior, Credit Finance - Credit Portfolio Analysis (REMOTE)
About the position
Responsibilities
- Develop various financial models, analyze data, and present results for forecasting, planning, and analysis for on-us and off-us credit sales and new credit acquisitions.
- Collaborate with internal and external teams, including credit marketing, corporate accounting/finance, digital and customer journey teams, store teams, Citi, and Amex, to drive credit business growth strategies.
- Create proformas and postmortem result analysis.
- Work with finance, risk management, and data analytics teams to retrieve necessary data from Macy's systems as well as other systems and sources.
- Oversee, track, and lead growth related projects.
- Develop high quality presentations using tools like PowerPoint.
- Accurately forecast and present portfolio performance insights and actionable recommendations to executive leadership and stakeholders focused on driving growth in accounts receivable and number of active cardholders.
- Collaborate with product and IT teams to ensure smooth technology integration and interaction among various sales, loyalty, and credit systems.
- Monitor and assess the effectiveness of current policies and processes, providing recommendations for improvements as needed.
- Foster an environment of acceptance and respect that strengthens relationships, and ensures authentic connections with colleagues, customers, and communities.
Requirements
- Bachelor's degree or equivalent work experience in a related field; MBA preferred.
- 8 years of experience in credit portfolio, financial reporting, or loyalty program analytics, preferably in the retail industry.
- Advanced quantitative skills with proficiency in tools like Tableau, Power BI, and Excel.
- Exceptional skills in presenting insights and actionable recommendations to stakeholders.
- Ability to align credit and loyalty strategies with broader organizational objectives.
Benefits
- Comprehensive health and wellness coverage
- 401(k) match
- Paid time off and eight paid holidays
- Continuous learning and leadership development
- Merchandise discounts
- Performance-based incentives
- Annual merit review
- Employee Assistance Program with mental health counseling and legal/financial advice
- Tuition reimbursement